Federal + provincial tax, your marginal rate, and your take-home pay. All 10 provinces and 3 territories.
| Federal tax | $— |
| Provincial tax | $— |
| Total income tax | $— |
| Marginal tax rate (next dollar) | — |
| Average tax rate | — |
| Level | Bracket | Rate |
|---|
2026 brackets per CRA and KPMG 2026 tables (2.0% federal indexation; lowest federal rate now 14% for the full year). Federal basic personal amount $16,452, phasing down between $181,440 and $258,482. Provincial basic personal amounts are applied as a credit at each province's lowest rate — a standard simplification. Ontario surtax and the Quebec federal abatement (16.5%) are included. Excludes CPP/QPP & EI premiums, the Canada Workers Benefit, medical credits, dividend gross-ups, and provincial health premiums — so this is income tax only, and an estimate.
